Interest rates

Effective as from January 1, 2012.

Credit Balances

The Internaxx cash account pays interest depending upon currency and amount held in the sub-accounts. Rates are subject to change depending upon the evolution of the Money Market.

€ 0-1,000 € 1,001-10,000 € 10,001-50,000 € 50,001+
EUR 0.000% 0.000% 0.000% 0.000%
USD 0.000% 0.000% 0.000% 0.000%
GBP 0.000% 0.000% 0.000% 0.000%
CAD 0.000% 0.000% 0.000% 0.000%
AUD 0.000% 0.400% 0.900% 1.200%
HKD 0.000% 0.000% 0.000% 0.000%
SGD 0.000% 0.000% 0.000% 0.000%
SEK 0.000% 0.000% 0.000% 0.000%
CHF 0.000% 0.000% 0.000% 0.000%

Credit interest will be accrued daily and will be credited to your account on a quarterly basis.


Debit Balances

Debit interest will be charged for debit balances in each sub-account, not-withstanding the total net balance of a client's holdings with the Bank.

Overdraft rate Credit lombard rate
EUR 11.35% 7.80%
USD 10.20% 7.00%
GBP 10.80% 7.50%
CAD 11.15% 7.70%
AUD 14.90% 11.40%
HKD 10.20% 7.70%
SGD 10.40% 7.90%
SEK 12.35% 9.80%
CHF 10.10% 6.65%

Debit interest will be accrued daily and will be charged to your account on a quarterly basis. Clients are responsible for the management of the different sub-account balances.

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